* Note: You can avoid or minimize additional charges from your bank if you have a SEPA bank account. If you have a bank account in EUR currency in a country which is in SEPA, make the transfer in EUR and state in the order that you are making SEPA transfer. By doing this your bank should not charge you additionally as for international transfers.
Single Euro Payments Area (SEPA) is to make easier and less expensive transfers in EUR to SEPA member countries. As of February 2014 SEPA consists of the 28 EU member states, the 4 members of the EFTA – Iceland, Liechtenstein, Norway and Switzerland and Monaco and San Marino.
Transfers in EUR from countries, which are not in SEPA will be performed as International transfers, which usually cost more.